As one of the UK’s largest car dealer groups, Arnold Clark offers a wide range of services to its customers, including breakdown cover. But do you get breakdown cover with Arnold Clark, and if so, what does it entail? In this article, we’ll delve into the details of Arnold Clark’s breakdown cover, including what’s included, how to get it, and what to expect.
What is Breakdown Cover?
Before we dive into the specifics of Arnold Clark’s breakdown cover, let’s take a step back and define what breakdown cover is. Breakdown cover is a type of insurance that provides assistance if your vehicle breaks down or becomes immobile. This can include services such as roadside repairs, towing, and recovery.
Breakdown cover can be purchased as a standalone policy or as part of a larger insurance package. It’s an essential service for any driver, as it can help to minimize the disruption and cost of a breakdown.
Why Do You Need Breakdown Cover?
There are many reasons why you need breakdown cover. Here are just a few:
- Convenience: Breakdown cover can save you time and hassle in the event of a breakdown. With roadside assistance, you can get back on the road quickly and easily.
- Cost savings: Breakdown cover can help to minimize the cost of a breakdown. Without cover, you may be faced with expensive repair bills or towing fees.
- Peace of mind: Breakdown cover can provide peace of mind, knowing that you’re protected in the event of a breakdown.
Does Arnold Clark Offer Breakdown Cover?
Yes, Arnold Clark does offer breakdown cover to its customers. In fact, the company has partnered with the AA to provide a comprehensive breakdown service.
The Arnold Clark breakdown cover includes a range of services, including:
- Roadside assistance: If your vehicle breaks down, Arnold Clark’s breakdown cover will send a technician to your location to try and repair the issue.
- Towing and recovery: If your vehicle cannot be repaired at the roadside, Arnold Clark’s breakdown cover will tow it to a nearby garage or a destination of your choice.
- Home start: If your vehicle breaks down at home, Arnold Clark’s breakdown cover will send a technician to your location to try and repair the issue.
How to Get Breakdown Cover with Arnold Clark
There are several ways to get breakdown cover with Arnold Clark. Here are a few options:
- Purchase a new or used vehicle from Arnold Clark: If you purchase a new or used vehicle from Arnold Clark, you may be eligible for breakdown cover as part of the sale.
- Add breakdown cover to your existing policy: If you already have a vehicle insurance policy with Arnold Clark, you may be able to add breakdown cover to your existing policy.
- Purchase a standalone breakdown cover policy: Arnold Clark also offers standalone breakdown cover policies that can be purchased separately from your vehicle insurance policy.
What’s Included in Arnold Clark’s Breakdown Cover?
Arnold Clark’s breakdown cover includes a range of services, including:
- Roadside assistance: Arnold Clark’s breakdown cover includes roadside assistance, which means that a technician will be sent to your location to try and repair the issue.
- Towing and recovery: If your vehicle cannot be repaired at the roadside, Arnold Clark’s breakdown cover will tow it to a nearby garage or a destination of your choice.
- Home start: If your vehicle breaks down at home, Arnold Clark’s breakdown cover will send a technician to your location to try and repair the issue.
- Onward travel: If your vehicle is unable to be repaired, Arnold Clark’s breakdown cover will provide onward travel arrangements, such as a hire car or public transport costs.
What’s Not Included in Arnold Clark’s Breakdown Cover?
While Arnold Clark’s breakdown cover includes a range of services, there are some exclusions to be aware of. Here are a few things that are not included:
- Wear and tear: Arnold Clark’s breakdown cover does not include wear and tear, such as worn-out tires or brake pads.
- Maintenance-related issues: Arnold Clark’s breakdown cover does not include maintenance-related issues, such as a faulty battery or a blown fuse.
- Non-urgent repairs: Arnold Clark’s breakdown cover does not include non-urgent repairs, such as routine servicing or MOTs.
How Much Does Arnold Clark’s Breakdown Cover Cost?
The cost of Arnold Clark’s breakdown cover varies depending on the level of cover you choose and the type of vehicle you own. Here are some approximate prices:
- Basic breakdown cover: £60-£80 per year
- Standard breakdown cover: £80-£120 per year
- Premium breakdown cover: £120-£180 per year
Is Arnold Clark’s Breakdown Cover Worth It?
Whether or not Arnold Clark’s breakdown cover is worth it depends on your individual circumstances. If you’re a frequent driver or own a vehicle that’s prone to breakdowns, then breakdown cover may be a worthwhile investment.
However, if you’re a low-mileage driver or own a reliable vehicle, then you may not need breakdown cover.
Conclusion
In conclusion, Arnold Clark’s breakdown cover is a comprehensive service that provides peace of mind and protection in the event of a breakdown. With a range of services included, including roadside assistance, towing and recovery, and home start, Arnold Clark’s breakdown cover is a worthwhile investment for any driver.
Whether you’re purchasing a new or used vehicle from Arnold Clark or adding breakdown cover to your existing policy, it’s essential to understand what’s included and what’s not. By doing your research and choosing the right level of cover for your needs, you can ensure that you’re protected in the event of a breakdown.
What is breakdown cover and how does it work?
Breakdown cover is a type of insurance that provides assistance if your vehicle breaks down or becomes immobile. It typically includes services such as roadside repairs, towing to a nearby garage, and in some cases, onward travel arrangements. When you purchase breakdown cover, you’ll usually be given a 24-hour emergency phone number to call in the event of a breakdown.
The breakdown cover provider will then send a technician or recovery vehicle to your location to assess and repair your vehicle. If the issue cannot be resolved at the roadside, your vehicle will be towed to a nearby garage for further repairs. Some breakdown cover policies may also offer additional services, such as key recovery or message relay to inform friends and family of your situation.
What types of breakdown cover are available from Arnold Clark?
Arnold Clark offers a range of breakdown cover options to suit different needs and budgets. Their most basic policy typically includes roadside assistance and recovery to a nearby garage, while more comprehensive policies may include additional services such as home start, onward travel, and key recovery. They may also offer different levels of cover for different types of vehicles, such as cars, vans, and motorcycles.
It’s worth noting that Arnold Clark may also offer breakdown cover as an add-on to their vehicle warranties or servicing packages. This can provide additional peace of mind for vehicle owners who want to ensure they’re protected in the event of a breakdown. By choosing a breakdown cover policy from Arnold Clark, you can benefit from their expertise and reputation for providing high-quality vehicle services.
How do I purchase breakdown cover from Arnold Clark?
You can purchase breakdown cover from Arnold Clark by visiting their website or contacting one of their dealerships directly. They may also offer breakdown cover as an option when purchasing a new or used vehicle from them. When purchasing breakdown cover, you’ll typically need to provide some basic information about your vehicle and driving habits, as well as your personal details.
Once you’ve purchased breakdown cover, you’ll usually be sent a policy document outlining the terms and conditions of your cover. This will include details of what’s included, what’s excluded, and how to make a claim in the event of a breakdown. It’s essential to read and understand your policy document to ensure you know what to expect from your breakdown cover.
What is the cost of breakdown cover from Arnold Clark?
The cost of breakdown cover from Arnold Clark will depend on the level of cover you choose and the type of vehicle you own. Their most basic policies may start from around £50-£100 per year, while more comprehensive policies can cost upwards of £200-£300 per year. They may also offer discounts for annual payment, multiple vehicle policies, or for customers who purchase breakdown cover as part of a vehicle warranty or servicing package.
It’s worth comparing the cost of breakdown cover from Arnold Clark with other providers to ensure you’re getting the best value for money. However, it’s also essential to consider the level of cover and the quality of service provided, as these can vary significantly between providers. By choosing a reputable provider like Arnold Clark, you can benefit from their expertise and reputation for providing high-quality vehicle services.
What happens if I break down abroad?
If you break down abroad, Arnold Clark’s breakdown cover may still be able to provide assistance, depending on the level of cover you’ve purchased. Some policies may include European cover, which can provide roadside assistance and recovery to a nearby garage in certain European countries. However, it’s essential to check your policy document to see what’s included and what’s excluded.
If you do break down abroad, you should contact Arnold Clark’s 24-hour emergency phone number for assistance. They’ll be able to advise you on the best course of action and arrange for a local technician or recovery vehicle to attend to your vehicle. In some cases, they may also be able to provide onward travel arrangements or accommodation if you’re unable to continue your journey.
Can I cancel my breakdown cover policy?
Yes, you can usually cancel your breakdown cover policy from Arnold Clark, but you may be subject to certain conditions or penalties. If you cancel within a certain period, such as 14 days, you may be entitled to a full refund. However, if you cancel after this period, you may only be entitled to a partial refund or may be required to pay a cancellation fee.
It’s essential to check your policy document to see what the cancellation terms are and to contact Arnold Clark directly to request cancellation. They’ll be able to advise you on the next steps and any applicable fees or penalties. If you’re cancelling your policy because you’re not satisfied with the service, it’s worth providing feedback to Arnold Clark so they can improve their services in the future.
How do I make a claim on my breakdown cover policy?
To make a claim on your breakdown cover policy from Arnold Clark, you should contact their 24-hour emergency phone number in the event of a breakdown. They’ll ask you for some basic information about your vehicle and the nature of the breakdown, and will then arrange for a technician or recovery vehicle to attend to your vehicle.
Once the issue has been resolved, you may need to provide additional information or documentation to support your claim. This could include details of the repairs carried out, any parts replaced, and the cost of any onward travel arrangements. Arnold Clark will then review your claim and reimburse you for any eligible expenses, subject to the terms and conditions of your policy.